Write an essay of 160—200 words based on the picture below. In your essay, you should
1) describe the picture briefly,
2) interpret the implied meaning, and
3) give your comments.
Write your answer on the ANSWER SHEET. (20 points)
As is symbolically depicted in the drawing, a college student is enthusiastically taking online loans, only caring about the benefits promised by these online lending platforms, regardless of the overdraft risk behind the platform.
Nowadays, a large number of students choose to borrow money online to buy what they can’t afford at present. Obviously, it’s not a correct way to cover one’s expense. On the one hand, premature consumption will make us spend more and more, because people subconsciously think that they will save money in next month which is impossible. There is no doubt that this will increase students' financial burden. On the other hand, living beyond our means also puts a lot of stress on our lives. And if one can’t return the debt in time, he has to pay a large amount of interest. In some extreme cases, some people choose to commit suicide under the pressure.
Therefore, concerted efforts should be made to alleviate the issue. For individuals, it is essential to balance one's budget instead of consuming in advance. For the government, it is important to properly supervise online lending platforms. If these platforms develop recklessly, it will affect the healthy development of our society.